由于最近的极端冬季天气，德克萨斯州的许多客户都处于不确定状态. And while every situation is different, here are sections in the TREC One to Four Family Residential Contract (Resale) and related addenda that might apply to these transactions. 德州2021十大正规彩票app经纪人®商业合同和其他TREC合同也有类似的规定.

请致电德州2021十大正规彩票app经纪人®法律热线(512-480-8200)以获得更多帮助，了解您和您的客户如何进行.

财产损失

If any part of the property is damaged or destroyed while under contract, 14款 deals with casualty loss. 伤亡损失条款将要求卖方在合理的可能范围内尽快将财产恢复到原来的状态. 下 circumstances, that may not be feasible. 如果是这样的话, this paragraph provides the buyer with three options:

  1. Terminate and receive a refund of the earnest money.
  2. Extend the time for performance up to 15 days, which extends the closing date.
  3. 接受受损的财产，并转让保险收益, if permitted by the insurance carrier, and receive a credit from the seller at closing in the amount of the deductible.

第三方融资

请记住，如果该物业的合约受 Third Party Financing Addendum. If so, 贷款人 may require re-inspections, re-appraisals, or repairs.

财产的批准

下 Third Party Financing Addendum, if the property approval is not obtained, 买方不迟于成交前三天通知卖方，可以解除合同，买方将收到定金的退还. If the closing is approaching, but the property has not yet met 贷款人’s underwriting requirements, 买方将需要考虑是否终止合同或提交修改以推迟交割. 买方有义务尽一切合理努力与贷款人就贷款状况进行沟通.

第12段 One to Four Family Residential Contract (Resale) provides that appraisal fees, loan-related inspection fees, final compliance inspection, 维修检查, and expenses incident to any loan are expenses payable by the buyer. 然而, 当事人可以约定卖方支付买方一定数额的费用.

银行的维修

贷款人可能要求在批准贷款之前完成某些修理工作. Under Paragraph 7E of the One to Four Family Residential Contract (Resale)，除非双方另有书面协议，否则任何一方均无义务支付这些维修费用. 如果是这样的话, 合同将终止，买方将收到定金的退还. 除了, if the cost of 贷款人 required repairs exceeds 5% of the sales price, the buyer may terminate and receive a refund of the earnest money.

In most cases, delays with performance and closing may occur. 对于代理来说，与所有参与交易的人进行沟通是很重要的, including the other agent, 产权公司, 贷款人, and the parties’ attorneys.

如果双方未使用TREC或德州2021十大正规彩票app经纪人®合同，且合同未明确规定财产的全部或重要部分在无过错情况下被毁时的权利和义务, the Texas Vendor and Purchaser Risk Act will apply. 该法案保护不动产买受人，当存在有约束力的合同并且不动产在买受人取得法定所有权之前被销毁时.

临时租赁

如果客户签订的是临时租赁协议，请查看以下有关维修的规定:

  • 14款, 维修及保养, provides that “Except as otherwise provided in this Lease, 除非《2021十大正规彩票app》另有规定，承租人应承担修缮和维护物业的所有费用.“然而, 《2021十大正规彩票app》要求房东在满足其他条件的情况下，如果某种状况对普通租户的身体健康和安全产生实质性影响，房东就必须努力修复和补救.
  • 在一个 Buyer’s Temporary Residential Lease如果合同在交割前终止，则租赁可以终止.

其他资源

你可以告诉你的客户，德克萨斯州律师协会的法律热线(800-504-7030)将回答他们的基本法律问题，并将他们与当地的法律援助提供者联系起来. 和你, as members of 德州2021十大正规彩票app经纪人®, 可以致电法律热线(512-480-8200)，以了解您和您的客户可以如何处理.